Clients need unbiased advice tailored to their unique situations that take into account both a long term perspective and short term needs. Their goals need to be identified and then planned through a comprehensive process so that those goals are realized. Cash flow, investments, insurance, taxes and estate should all be addressed in the plan, and it should create a set of personal financials for each client. This plan should be updated and maintained throughout a client's life as a reference point to overall financial health.
Investing is an equation of risk verses reward. Managing a client’s money is an equation of the client’s needs and fears verses long term goals. Clients need an individually tailored strategy that takes into account both these equations to create long term growth and sustainable wealth. We strive for total return by properly diversified portfolio construction, in-depth research, alternative strategies, efficient fees, minimized unsystematic risk, lowered volatility, and tax efficiency.
Our clients have a clear understanding of our process, their financial plan, and the steps to reach the long term goals of that plan. Our clients see us as their partner and guide towards their long term financial goals. Our clients have the peace of mind that their interests always come first. They have the confidence that no matter the time of day or night we can always be reached to discuss their plan and accounts. As the saying goes: “Money never sleeps.”
Integrity and ethics are things that cannot be taught, they are things that must be practiced every day without wavering. Anyone can tell you that they are ethical, but we choose to show that we are. None of our advisors have ever had a customer complaint or client arbitration. We hold our assets at an independent third party custodian. This puts an extra line of protection to you in order to prevent things such as the Bernie Maddoff scandal because we do not personally custodian any assets.